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Bankat shqiptare shfrytëzojnë mundësitë për rritje dhe kreditim të ekonomisë

Reported by Ekofin 98 points Why this story ranks here

What happened

Compiled from the sources

Sektori bankar shqiptar po kalon një periudhë rritjeje, i mbështetur nga bilance financiare më të shëndetshme

In the story's original language

An excerpt from Ekofin

Sektori bankar shqiptar po kalon një periudhë rritjeje, i mbështetur nga bilance financiare më të shëndetshme dhe një ekonomi në zhvillim, që po nxisin zgjerimin e kreditimit dhe ruajtjen e niveleve të qëndrueshme të përfitueshmërisë. Ky zhvillim përfaqëson një kthesë të rëndësishme krahasuar me një dekadë më parë, kur niveli i lartë i kredive me probleme rëndonte mbi sektorin bankar. Sfida për shumicën e bankave tani është zgjerimi i aksesit në kredi në më shumë segmente të ekonomisë, ku informaliteti mbetet i përhapur, pa rrezikuar përparimin e arritur deri më sot. “Sektori bankar shqiptar mbetet thelbësisht i fortë, i mbështetur nga kapitalizimi i shëndetshëm, likuiditeti i bollshëm dhe nivelet historikisht të ulëta të kredive me probleme”, thotë Fatih Karli, zëvendësdrejtor ekzekutiv i Bankës Kombëtare Tregtare (BKT), banka më e madhe në vend sipas aktiveve. Të dhënat e Bankës së Shqipërisë tregojnë qëndrueshmërinë financiare të sektorit. Në qershor 2026, raporti i mjaftueshmërisë…

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